Easy to apply. Easy to use. Get a quick credit decision and pay no upfront fees for financing. If approved, start using your account today for treatment at approved providers.
Treat Now, Pay Later
Patient financial services tailored to your needs with 0% interest, ensuring you receive the care you deserve.
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If you are a current Curae cardholder, log in below or keep scrolling.
Are you a patient looking to apply for financing with Curae?
Please contact your Health System’s billing department. If you have any more questions, please contact us.
Get an Instant Credit Decision
Medical bills can feel overwhelming, but you don’t have to navigate them alone. With Curae, you get access to a line of credit from a trusted lender+, helping you manage healthcare costs with less stress. Checking your eligibility is quick, easy, and won’t affect your credit score.
- No application fees or prepayment penalties
- No impact on your credit score to apply and view offers
- Convenient and secure payment options
- Low monthly payments and extended-term plans
- Mobile-first, user-friendly account center
- Receive an instant decision in less than 10 seconds
+ Curae is a program manager that makes available and services credit lines issued by a Federally regulated bank to patients. Curae accounts are issued by The Bank of Missouri, Perryville, MO.
Why Curae?
Easing the financial burden of your health care with a:
1
Simple Solution
2
Smart Strategy
A solution that doesn’t force you to exhaust current resources. A revolving line of credit allows you to finance present and future healthcare needs at approved providers and allows you to pay your account balance over time.
3
Strong Stability
We are dedicated to making the healthcare financing process easy and reliable. Your information is safe with us.
1
Quick Application
Fill out our short application (checking your eligibility does not impact your credit score), and quickly receive a credit decision.
2
Pay for Treatment Today
If approved, start using your account today for treatment. Available credit lines range from $2,000-$10,000.
3
Flexible Payments
Pay your balance in monthly payments to fit your budget. You can make more than the minimum required at any time without penalty.
How It Works
Testimonials
Katelyn
“I don’t have the best credit but was approved with 0% interest for the labor of my daughter. The hospital wanted almost $600 a month to pay it off. With Curae I was able to extend payments to a more affordable $200 a month. Thank you!!”
Shelby V.
“When I had a heart attack this year in Jan. I think I had less than $1000. Thank God I had insurance. My deductible is $6900. With a quick loan from Curae I was able to pay enough so the hospital would operate and save my life. Thanks, Curae!”
Kathy S.
“My husband had an unexpected hospital stay and with limited insurance coverage I was worried with how we would we pay. When I was told about Curae it was a huge relief. The application was easy and we’re now able to make monthly payments.”
Michelene E.
“After my surgery, Curae helped me pay the remaining portion of my bill with monthly payment plan. Now I don’t have to worry about paying my bill because it comes directly from my checking account.”
Carole M.
Very professional and courteous. Very helpful and made the whole process stress less. I am very grateful for the help to take care of this bill in a timely matter. Thank you”
Kristal V.
“Life saver! I had a pretty large up-front Co pay to make for a very important surgery. The decision came immediate, and I was able to finance for a reasonable monthly payment. THANK YOU”
Suzanne F.
“Helped me pay for my surgeries and make easy monthly payments without draining my bank account all at once. You can make the minimum payment or a larger payment, makes budgeting much easier.”
William Mc.
“I must confess without the help of curae many of the processes I needed for my medical needs I would’ve never been able to receive. They kept someone with a fixed income to pay overtime and make it affordable. I can’t thank them enough.”