CURAEPay
Patient Financing Solutions
Transforming patient financing for revenue and patient satisfaction.
41% of Patients have healthcare debt
1 in 3 hospitals have Bad Debt > $10M
58% of Bad Debt is from Self-pay-after-insurance
Patient unpaid balances are escalating, growing as a percentage of total revenue.
Financial Improvement
Curae’s Patient Payment Financing Program significantly enhances patient revenue for balances ranging from $1k to $10K, achieving a 2x-3x improvement, alongside a 22% reduction in patient bad debt.* Our non-recourse patient financing+ program eliminates the need for balance sheet reserves, generating new revenue and cash from existing unpaid balances and payments at service, with full up-front funding to providers within 24-48 hours.
* Results may vary. Based on internal data research.
+ Curae is a program manager that makes available and services credit lines issued by a Federally regulated bank to patients. Curae accounts are issued by The Bank of Missouri, Perryville, MO.
Patient Financial Experience Improvement
Implementing Curae’s Patient Payment Financing leads to a remarkable 30-point improvement in Net Promoter Scores (NPS), seamlessly integrating the Patient Financial Experience (PFx) with the clinical experience. Results may vary. Based on internal data research.
Improve Engagement/Retention, Market Share, Brand Rank
Our patient loyalty card endows patients with up to $10k purchasing power within their health system, fostering higher engagement, retention, and loyalty. CURAEPay delivers a consumer-friendly, digital enrollment experience, allowing payments through a phone app and bolstering the brand image as digital-first.
Ease the burden of unpaid balances and future care services
Curae’s Patient Payment Financing stands as a beacon of hope, offering 90+% of applicants 0% interest financing options. This initiative allows patients to pay for new services out-of-pocket and settle existing balances on a non-recourse basis. Our branded health system loyalty card facilitates simple, digital enrollment within minutes for patients and their families, supported by operator assistance and a light credit inquiry to view and accept credit offer. Fully integrated with all patient touch-points, starting at scheduling/financial clearance to gain OOP payment and improve patient engagement.
Take the Next Step
Embrace a new era of patient payment financing with CURAEPay.