Federal work requirements take effect January 2027. We help your health system turn a coverage cliff into restored coverage, recovered revenue, and care that patients can actually afford.
When coverage disappears, the bill doesn’t. Unfunded care lands on your balance sheet as uncompensated care and bad debt — unless you act before the window closes.
*Congressional Budget Office and Commonwealth Fund estimates, 2025. Figures vary by analysis and state implementation.
Every patient who loses Medicaid opens a short window to regain coverage. Miss it and they fall to self-pay. The question for your health system is simple: what is your risk to mitigate?
A patient fails the 80-hour work or activity test and loses Medicaid. That loss is a Qualifying Life Event (QLE).
The QLE opens a limited Special Enrollment window to move to an ACA plan — a countdown that runs per patient, not per system.
ACA coverage requires premiums. Without help, eligible patients stay uninsured — and their care becomes your uncompensated care.
Curae finds these patients, enrolls them in coverage, sponsors the premium, and finances the balance — before the clock runs out.
We work alongside your team and your existing RCM and EHR ecosystem — on a risk-free, contingency model with no upfront fees.
We identify patients losing Medicaid, enroll them in ACA or other coverage inside their QLE window, and sponsor the premium — with no repayment from the patient. Charity and bad debt convert into insured, billable revenue.
For patients who still owe a balance, a 0% interest, non-recourse line of credit up to $10,000. They get the care they need; you get paid — with balances liquidated within 48 hours.
*Illustrative ranges based on Curae engagements. Results may vary by health system, payer mix, and volume.
Share your self-pay and at-risk Medicaid volumes. We’ll size the revenue at stake and show exactly how CURAEAdvocate and CURAEPay protect coverage before the 2027 clock starts.