Coverage Detection & Revenue Recovery
Turn Revenue Crisis Into Revenue Growth
2026-28 Critical Impact Timeline
$900M Expected Revenue Loss Per Health System
$80M+ New Cash Generated (First Year).
The Perfect Storm Hitting Health System CFOs
At recent conferences, CFOs shared unprecedented challenges: work requirements causing chronic disease patients to lose Medicaid coverage, ACA subsidy cliffs in December 2025, and universal HDHP adoption creating collection nightmares.
“We quantified $900M in expected revenue reduction and are looking at services to cut.”
— Major Health System CFO
While others are cutting services, leading CFOs are using Curae to create a revenue cushion that mitigates federal policy impacts.
The Revenue Threats You’re Already Calculating
CFOs at major health systems are quantifying these impacts to define strategic initiatives
OBBBA Compliance Complexity
Complex Bill Consolidation
New consolidated billing requirements creating operational nightmares and increased compliance costs across multiple service lines.
Medicaid Coverage Losses
15-20% Revenue at Risk
Work requirements won’t work for chronic disease patients. They’ll lose certification and not re-enroll, creating massive coverage gaps.
ACA Subsidy Cliff
Dec 31, 2025 Deadline
Premium subsidies ending means higher patient costs, delinquencies, and lost revenue from newly uninsured populations.
Site Neutrality Risks
Payment Disparities
Traditional revenue models threatened by payment differences between hospital and non-hospital settings.
The Comprehensive Platform Creating Revenue Cushions
Curae isn’t just financing—it’s your complete financial access platform
1
CURAEClear
- Identify missed insurance coverage (up to 48 months retroactive)
- Medicare underpayment recovery from PACT misclassifications
- Financial assistance program identification
- Rebill unpaid claims for immediate cash flow
2
CURAEPay
Patient Financing & Payments
3
CURAEAdvocate
Coverage & Advocacy Services
- Medicaid enrollment assistance for eligible patients
- Premium sponsorship (COBRA, ACA plans)
- Philanthropic foundation matching (coming soon)
- Transplant, oncology, trauma patient coverage
Proven Results for $5B+ Health Systems
Enterprise-level impact with zero financial risk
$20M-$80M+
New Cash Generation (Year 1)*
22%
Reduction in Bad Debt
2x-3x
Patient Collection Improvement
+30
NPS Point Improvement
*Driven by health system size, services and other factors affecting the available opportunity.
Why Leading Health System CFOs Choose Curae
Nasdaq-Backed Stability
Subsidiary of Atlanticus Holdings (ATLC), not private equity-backed.
Seamless Integration
End-to-end integration with existing RCM platforms. No disruption to current workflows.
Mission + Margin Focus
Help patients get the coverage they need (transplants, oncology) while protecting your bottom line.