Double patient collections, gain 22% reduction in bad debt, with non-recourse financing removing the need for balance sheet reserves. Results may vary – based on internal data.
CURAEPay
Patient Payments
Smarter healthcare payment processing.

Healthcare payment processing is broken.
- 300% increase in patient balances over $7,500
- 53% of bad debt comes from self-pay after insurance
- $17,000 deductible for families makes care unaffordable
As patient responsibility grows, health systems struggle with rising bad debt, inefficient collections, and negative financial experiences that impact patient satisfaction. Traditional healthcare payment processing methods create administrative burdens and leave revenue on the table.
Enter CURAEPay
We’re transforming healthcare payment processing with a more efficient, patient-friendly approach.
CURAEPay secures full, upfront payments (non-recourse) for providers while offering flexible financing options to patients. The result? Stronger revenue, lower bad debt, and a seamless patient financial experience.
Patient Payment Financing: +
Get paid upfront with no provider risk, while offering patients affordable payment options.
+ Curae is a program manager that makes available and services credit lines issued by a Federally regulated bank to patients. Curae accounts are issued by The Bank of Missouri, Perryville, MO.
EBO Services:
Optimize revenue cycle management with intelligent, automated solutions.
CURAEPay Delivers
Financial Improvement
Patient Financial Experience
Improvement in patient satisfaction through respectful treatment and simplified customer-like financing solutions.
Engagement and Retention
Enhanced patient loyalty with digital solutions and personalized financial care, supporting a positive brand image.

Trusted By Leading Health Systems Across the Nation
330,000+ Physicians
200,000+ Providers
14,000+ Locations
Take the Next Step
Stop writing off patient balances. Start optimizing your revenue. See CURAEPay in action today!